Call reports 2017
UNITED SAVINGS BANK — 2017
What UNITED SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 339,825,000 | 344,667,000 | 349,719,000 | 341,631,000 |
| Total loans | 147,099,000 | 146,556,000 | 145,907,000 | 149,588,000 |
| Allowance for loan losses | 1,268,000 | 1,268,000 | 1,268,000 | 1,268,000 |
| Securities available for sale | 3,000 | 2,000 | 1,000 | 0 |
| Securities held to maturity | 92,109,000 | 85,971,000 | 82,354,000 | 74,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,078,000 | 251,064,000 | 253,955,000 | 254,007,000 |
| Interest-bearing deposits | 208,074,000 | 203,488,000 | 206,925,000 | 204,333,000 |
| Noninterest-bearing deposits | 43,004,000 | 47,576,000 | 47,030,000 | 49,674,000 |
| Equity capital | 58,073,000 | 58,476,000 | 58,916,000 | 58,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,217,000 | 6,432,000 | 8,635,000 |
| Interest expense | 351,000 | 707,000 | 1,075,000 | 1,453,000 |
| Net interest income | 1,732,000 | 3,510,000 | 5,357,000 | 7,182,000 |
| Noninterest income | 213,000 | 430,000 | 683,000 | 918,000 |
| Noninterest expense | 1,455,000 | 2,848,000 | 4,278,000 | 5,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 490,000 | 1,092,000 | 1,762,000 | 2,319,000 |
| Income tax | 151,000 | 350,000 | 580,000 | 1,799,000 |
| Net income | 339,000 | 742,000 | 1,182,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,285,000 | 54,423,000 | 54,444,000 | 56,352,000 |
| Total capital | 55,553,000 | 55,691,000 | 55,712,000 | 57,620,000 |
| Risk-weighted assets | 151,331,000 | 151,284,000 | 152,613,000 | 153,713,000 |