Call reports 2001
UNITED SAVINGS BANK — 2001
What UNITED SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 167,094,000 | 178,108,000 | 172,552,000 | 174,470,000 |
| Total loans | 84,871,000 | 90,970,000 | 90,942,000 | 93,740,000 |
| Allowance for loan losses | 2,008,000 | 2,008,000 | 2,008,000 | 2,008,000 |
| Securities available for sale | 5,233,000 | 14,129,000 | 12,418,000 | 12,120,000 |
| Securities held to maturity | 49,894,000 | 42,730,000 | 51,387,000 | 51,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,976,000 | 137,458,000 | 138,997,000 | 142,155,000 |
| Interest-bearing deposits | 120,615,000 | 124,479,000 | 125,225,000 | 127,998,000 |
| Noninterest-bearing deposits | 13,361,000 | 12,979,000 | 13,772,000 | 14,157,000 |
| Equity capital | 26,844,000 | 27,199,000 | 27,859,000 | 28,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,767,000 | 5,530,000 | 8,278,000 | 10,947,000 |
| Interest expense | 1,403,000 | 2,802,000 | 4,178,000 | 5,425,000 |
| Net interest income | 1,364,000 | 2,728,000 | 4,100,000 | 5,522,000 |
| Noninterest income | 242,000 | 483,000 | 723,000 | 1,070,000 |
| Noninterest expense | 974,000 | 1,962,000 | 2,929,000 | 3,914,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 632,000 | 1,249,000 | 1,894,000 | 2,678,000 |
| Income tax | 218,000 | 436,000 | 656,000 | 920,000 |
| Net income | 414,000 | 813,000 | 1,238,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,910,000 | 26,339,000 | 26,794,000 | 27,344,000 |
| Total capital | 26,754,000 | 27,237,000 | 27,729,000 | 28,298,000 |
| Risk-weighted assets | 66,315,000 | 71,108,000 | 73,729,000 | 75,264,000 |