Call reports 2026
BANK OF OAK RIDGE — 2026
What BANK OF OAK RIDGE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 135,314,000 | 138,601,000 |
| Total loans | 105,082,000 | 113,196,000 |
| Allowance for loan losses | 1,091,000 | 1,135,000 |
| Securities available for sale | 2,279,000 | 2,021,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 119,019,000 | 121,777,000 |
| Interest-bearing deposits | 100,422,000 | 102,966,000 |
| Noninterest-bearing deposits | 18,597,000 | 18,811,000 |
| Equity capital | 15,725,000 | 16,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,020,000 | 4,187,000 |
| Interest expense | 713,000 | 1,436,000 |
| Net interest income | 1,307,000 | 2,751,000 |
| Noninterest income | 29,000 | 150,000 |
| Noninterest expense | 986,000 | 2,081,000 |
| Provision for loan losses | 0 | 90,000 |
| Pretax income | 350,000 | 730,000 |
| Income tax | 0 | 0 |
| Net income | 350,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,780,000 | 16,161,000 |
| Total capital | 16,891,000 | 17,316,000 |
| Risk-weighted assets | 106,868,000 | 116,358,000 |