Call reports 2017
BANK OF OAK RIDGE — 2017
What BANK OF OAK RIDGE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 51,999,000 | 45,880,000 | 48,088,000 | 50,662,000 |
| Total loans | 20,581,000 | 20,556,000 | 24,982,000 | 25,717,000 |
| Allowance for loan losses | 206,000 | 213,000 | 245,000 | 261,000 |
| Securities available for sale | 25,777,000 | 22,924,000 | 18,274,000 | 16,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,486,000 | 40,205,000 | 42,343,000 | 45,044,000 |
| Interest-bearing deposits | 38,127,000 | 33,852,000 | 35,372,000 | 36,371,000 |
| Noninterest-bearing deposits | 8,359,000 | 6,353,000 | 6,971,000 | 8,673,000 |
| Equity capital | 5,473,000 | 5,599,000 | 5,635,000 | 5,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 692,000 | 1,046,000 | 1,465,000 |
| Interest expense | 25,000 | 49,000 | 79,000 | 111,000 |
| Net interest income | 318,000 | 643,000 | 967,000 | 1,354,000 |
| Noninterest income | 21,000 | 41,000 | 69,000 | 59,000 |
| Noninterest expense | 246,000 | 499,000 | 762,000 | 1,062,000 |
| Provision for loan losses | 11,000 | 22,000 | 55,000 | 70,000 |
| Pretax income | 82,000 | 163,000 | 252,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 163,000 | 252,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,449,000 | 5,530,000 | 5,619,000 | 5,509,000 |
| Total capital | 5,655,000 | 5,743,000 | 5,864,000 | 5,770,000 |
| Risk-weighted assets | 28,813,000 | 26,418,000 | 30,928,000 | 32,748,000 |