Call reports 2011
BANK OF OAK RIDGE — 2011
What BANK OF OAK RIDGE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,168,000 | 45,610,000 | 51,120,000 | 51,042,000 |
| Total loans | 3,544,000 | 3,798,000 | 3,255,000 | 3,638,000 |
| Allowance for loan losses | 28,000 | 30,000 | 31,000 | 31,000 |
| Securities available for sale | 40,859,000 | 35,450,000 | 40,085,000 | 43,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,838,000 | 40,140,000 | 45,659,000 | 45,880,000 |
| Interest-bearing deposits | 40,859,000 | 35,672,000 | 34,394,000 | 34,838,000 |
| Noninterest-bearing deposits | 5,979,000 | 4,468,000 | 11,265,000 | 11,042,000 |
| Equity capital | 5,140,000 | 5,280,000 | 5,273,000 | 4,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 594,000 | 871,000 | 1,126,000 |
| Interest expense | 64,000 | 117,000 | 168,000 | 213,000 |
| Net interest income | 225,000 | 477,000 | 703,000 | 913,000 |
| Noninterest income | 5,000 | 11,000 | 19,000 | 24,000 |
| Noninterest expense | 144,000 | 280,000 | 416,000 | 612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 208,000 | 309,000 | 328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 208,000 | 309,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,656,000 | 4,777,000 | 4,879,000 | 4,655,000 |
| Total capital | 4,684,000 | 4,807,000 | 4,910,000 | 4,686,000 |
| Risk-weighted assets | 13,145,000 | 11,570,000 | 11,997,000 | 12,431,000 |