Call reports 2001
BANK OF OAK RIDGE — 2001
What BANK OF OAK RIDGE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,937,000 | 32,994,000 | 33,652,000 | 33,192,000 |
| Total loans | 2,903,000 | 3,587,000 | 3,920,000 | 3,283,000 |
| Allowance for loan losses | 136,000 | 140,000 | 142,000 | 123,000 |
| Securities available for sale | 29,237,000 | 26,844,000 | 27,579,000 | 27,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,936,000 | 28,914,000 | 29,309,000 | 29,047,000 |
| Interest-bearing deposits | 27,996,000 | 27,333,000 | 27,375,000 | 26,988,000 |
| Noninterest-bearing deposits | 1,940,000 | 1,581,000 | 1,934,000 | 2,059,000 |
| Equity capital | 3,584,000 | 3,697,000 | 3,914,000 | 3,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,177,000 | 1,698,000 | 2,182,000 |
| Interest expense | 393,000 | 737,000 | 1,041,000 | 1,289,000 |
| Net interest income | 232,000 | 440,000 | 657,000 | 893,000 |
| Noninterest income | 8,000 | 15,000 | 23,000 | 28,000 |
| Noninterest expense | 105,000 | 214,000 | 314,000 | 434,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 241,000 | 366,000 | 490,000 |
| Income tax | 30,000 | 61,000 | 91,000 | 147,000 |
| Net income | 105,000 | 180,000 | 275,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,285,000 | 3,360,000 | 3,454,000 | 3,354,000 |
| Total capital | 3,398,000 | 3,471,000 | 3,571,000 | 3,461,000 |
| Risk-weighted assets | 8,616,000 | 8,832,000 | 9,668,000 | 8,573,000 |