Call reports 2019
MERCHANTS & PLANTERS BANK, THE — 2019
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,443,000 | 41,228,000 | 38,679,000 | 39,896,000 |
| Total loans | 8,752,000 | 9,812,000 | 9,322,000 | 9,139,000 |
| Allowance for loan losses | 96,000 | 117,000 | 126,000 | 108,000 |
| Securities available for sale | 30,254,000 | 27,542,000 | 22,576,000 | 24,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,099,000 | 35,514,000 | 33,085,000 | 34,382,000 |
| Interest-bearing deposits | 31,881,000 | 29,231,000 | 27,247,000 | 26,949,000 |
| Noninterest-bearing deposits | 6,218,000 | 6,283,000 | 5,838,000 | 7,433,000 |
| Equity capital | 5,285,000 | 5,594,000 | 5,481,000 | 5,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 690,000 | 1,030,000 | 1,347,000 |
| Interest expense | 34,000 | 70,000 | 105,000 | 142,000 |
| Net interest income | 314,000 | 620,000 | 925,000 | 1,205,000 |
| Noninterest income | 39,000 | 75,000 | 115,000 | 104,000 |
| Noninterest expense | 298,000 | 580,000 | 896,000 | 1,171,000 |
| Provision for loan losses | 0 | 30,000 | 280,000 | 300,000 |
| Pretax income | 55,000 | 85,000 | -64,000 | -90,000 |
| Income tax | 0 | 16,000 | 16,000 | -29,000 |
| Net income | 55,000 | 69,000 | -80,000 | -61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,442,000 | 5,456,000 | 5,308,000 | 5,327,000 |
| Total capital | 5,538,000 | 5,573,000 | 5,434,000 | 5,435,000 |
| Risk-weighted assets | 21,047,000 | 15,330,000 | 18,907,000 | 18,299,000 |