Call reports 2016
MERCHANTS & PLANTERS BANK, THE — 2016
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 47,127,000 | 45,502,000 | 45,721,000 | 46,330,000 |
| Total loans | 9,915,000 | 10,424,000 | 10,713,000 | 11,574,000 |
| Allowance for loan losses | 99,000 | 101,000 | 90,000 | 89,000 |
| Securities available for sale | 17,004,000 | 17,003,000 | 13,761,000 | 14,143,000 |
| Securities held to maturity | 11,266,000 | 11,097,000 | 11,096,000 | 10,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,692,000 | 39,956,000 | 40,093,000 | 41,239,000 |
| Interest-bearing deposits | 34,797,000 | 34,156,000 | 34,170,000 | 35,103,000 |
| Noninterest-bearing deposits | 6,895,000 | 5,800,000 | 5,923,000 | 6,136,000 |
| Equity capital | 5,256,000 | 5,354,000 | 5,395,000 | 5,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 682,000 | 1,004,000 | 1,318,000 |
| Interest expense | 26,000 | 55,000 | 82,000 | 109,000 |
| Net interest income | 317,000 | 627,000 | 922,000 | 1,209,000 |
| Noninterest income | 37,000 | 74,000 | 124,000 | 166,000 |
| Noninterest expense | 292,000 | 573,000 | 855,000 | 1,117,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 62,000 | 128,000 | 200,000 | 267,000 |
| Income tax | 0 | 2,000 | 2,000 | 3,000 |
| Net income | 62,000 | 126,000 | 198,000 | 264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,156,000 | 5,219,000 | 5,289,000 | 5,174,000 |
| Total capital | 5,255,000 | 5,320,000 | 5,379,000 | 5,263,000 |
| Risk-weighted assets | 16,651,000 | 16,617,000 | 17,448,000 | 18,452,000 |