Call reports 2015
MERCHANTS & PLANTERS BANK, THE — 2015
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,036,000 | 48,337,000 | 46,145,000 | 46,888,000 |
| Total loans | 8,666,000 | 9,697,000 | 9,533,000 | 9,848,000 |
| Allowance for loan losses | 105,000 | 103,000 | 96,000 | 103,000 |
| Securities available for sale | 17,387,000 | 20,283,000 | 19,124,000 | 18,093,000 |
| Securities held to maturity | 11,487,000 | 11,457,000 | 11,646,000 | 11,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,722,000 | 43,194,000 | 40,744,000 | 41,623,000 |
| Interest-bearing deposits | 36,948,000 | 26,115,000 | 34,357,000 | 33,782,000 |
| Noninterest-bearing deposits | 6,774,000 | 17,079,000 | 6,387,000 | 7,841,000 |
| Equity capital | 5,111,000 | 5,015,000 | 5,223,000 | 5,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 644,000 | 982,000 | 1,341,000 |
| Interest expense | 30,000 | 61,000 | 90,000 | 118,000 |
| Net interest income | 286,000 | 583,000 | 892,000 | 1,223,000 |
| Noninterest income | 43,000 | 81,000 | 119,000 | 157,000 |
| Noninterest expense | 298,000 | 577,000 | 853,000 | 1,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 87,000 | 158,000 | 305,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | 31,000 | 87,000 | 158,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,911,000 | 5,031,000 | 5,101,000 | 5,093,000 |
| Total capital | 5,016,000 | 5,134,000 | 5,197,000 | 5,196,000 |
| Risk-weighted assets | 9,574,000 | 11,749,000 | 14,368,000 | 17,166,000 |