Call reports 2014
MERCHANTS & PLANTERS BANK, THE — 2014
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,067,000 | 49,106,000 | 44,741,000 | 47,430,000 |
| Total loans | 9,669,000 | 9,370,000 | 9,667,000 | 8,854,000 |
| Allowance for loan losses | 180,000 | 157,000 | 106,000 | 112,000 |
| Securities available for sale | 17,549,000 | 17,322,000 | 17,015,000 | 17,096,000 |
| Securities held to maturity | 12,541,000 | 12,198,000 | 11,839,000 | 11,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,230,000 | 44,078,000 | 39,619,000 | 42,307,000 |
| Interest-bearing deposits | 38,346,000 | 37,334,000 | 33,778,000 | 35,386,000 |
| Noninterest-bearing deposits | 7,884,000 | 6,744,000 | 5,841,000 | 6,921,000 |
| Equity capital | 4,734,000 | 4,889,000 | 4,976,000 | 4,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 696,000 | 1,043,000 | 1,381,000 |
| Interest expense | 34,000 | 67,000 | 98,000 | 128,000 |
| Net interest income | 320,000 | 629,000 | 945,000 | 1,253,000 |
| Noninterest income | 46,000 | 84,000 | 128,000 | 170,000 |
| Noninterest expense | 285,000 | 568,000 | 838,000 | 1,104,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 81,000 | 145,000 | 220,000 | 350,000 |
| Income tax | 2,000 | 2,000 | 4,000 | 15,000 |
| Net income | 79,000 | 143,000 | 216,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,851,000 | 4,915,000 | 4,988,000 | 4,944,000 |
| Total capital | 5,031,000 | 5,072,000 | 5,094,000 | 5,056,000 |
| Risk-weighted assets | 17,615,000 | 19,833,000 | 19,310,000 | 16,190,000 |