Call reports 2013
MERCHANTS & PLANTERS BANK, THE — 2013
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,398,000 | 49,165,000 | 47,279,000 | 49,509,000 |
| Total loans | 9,651,000 | 10,029,000 | 10,256,000 | 9,817,000 |
| Allowance for loan losses | 194,000 | 186,000 | 188,000 | 189,000 |
| Securities available for sale | 15,622,000 | 15,673,000 | 15,246,000 | 17,966,000 |
| Securities held to maturity | 12,534,000 | 12,767,000 | 12,755,000 | 12,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,159,000 | 44,382,000 | 42,502,000 | 44,905,000 |
| Interest-bearing deposits | 37,428,000 | 37,264,000 | 35,528,000 | 35,590,000 |
| Noninterest-bearing deposits | 8,731,000 | 7,118,000 | 6,974,000 | 9,315,000 |
| Equity capital | 4,992,000 | 4,693,000 | 4,695,000 | 4,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 715,000 | 1,080,000 | 1,436,000 |
| Interest expense | 57,000 | 101,000 | 141,000 | 180,000 |
| Net interest income | 303,000 | 614,000 | 939,000 | 1,256,000 |
| Noninterest income | 45,000 | 85,000 | 129,000 | 172,000 |
| Noninterest expense | 288,000 | 556,000 | 820,000 | 1,094,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 198,000 | 303,000 | 389,000 |
| Income tax | 13,000 | 17,000 | 29,000 | 30,000 |
| Net income | 102,000 | 181,000 | 274,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,690,000 | 4,769,000 | 4,862,000 | 4,772,000 |
| Total capital | 4,884,000 | 4,955,000 | 5,050,000 | 4,961,000 |
| Risk-weighted assets | 17,347,000 | 17,335,000 | 17,355,000 | 17,388,000 |