Call reports 2012
MERCHANTS & PLANTERS BANK, THE — 2012
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 46,286,000 | 43,260,000 | 43,700,000 | 65,533,000 |
| Total loans | 9,694,000 | 10,983,000 | 11,021,000 | 10,323,000 |
| Allowance for loan losses | 173,000 | 176,000 | 191,000 | 190,000 |
| Securities available for sale | 18,204,000 | 15,533,000 | 14,185,000 | 14,293,000 |
| Securities held to maturity | 7,746,000 | 9,428,000 | 9,393,000 | 11,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,259,000 | 37,950,000 | 38,252,000 | 60,266,000 |
| Interest-bearing deposits | 32,791,000 | 32,525,000 | 33,098,000 | 37,127,000 |
| Noninterest-bearing deposits | 8,468,000 | 5,425,000 | 5,154,000 | 23,140,000 |
| Equity capital | 4,787,000 | 5,026,000 | 5,148,000 | 4,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 759,000 | 1,147,000 | 1,524,000 |
| Interest expense | 53,000 | 105,000 | 156,000 | 210,000 |
| Net interest income | 323,000 | 654,000 | 991,000 | 1,314,000 |
| Noninterest income | 46,000 | 91,000 | 150,000 | 194,000 |
| Noninterest expense | 262,000 | 504,000 | 755,000 | 1,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 253,000 | 398,000 | 490,000 |
| Income tax | 14,000 | 42,000 | 68,000 | 75,000 |
| Net income | 93,000 | 211,000 | 330,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,469,000 | 4,586,000 | 4,707,000 | 4,588,000 |
| Total capital | 4,642,000 | 4,762,000 | 4,898,000 | 4,778,000 |
| Risk-weighted assets | 16,422,000 | 16,458,000 | 16,576,000 | 20,445,000 |