Call reports 2011
MERCHANTS & PLANTERS BANK, THE — 2011
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,129,000 | 38,849,000 | 42,048,000 | 42,014,000 |
| Total loans | 12,055,000 | 12,297,000 | 12,363,000 | 10,762,000 |
| Allowance for loan losses | 182,000 | 194,000 | 192,000 | 168,000 |
| Securities available for sale | 17,084,000 | 16,862,000 | 17,582,000 | 17,681,000 |
| Securities held to maturity | 3,848,000 | 3,848,000 | 3,374,000 | 4,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,661,000 | 33,961,000 | 36,814,000 | 36,985,000 |
| Interest-bearing deposits | 32,527,000 | 29,080,000 | 31,190,000 | 31,084,000 |
| Noninterest-bearing deposits | 5,134,000 | 4,882,000 | 5,624,000 | 5,901,000 |
| Equity capital | 4,313,000 | 4,652,000 | 4,932,000 | 4,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 808,000 | 1,194,000 | 1,569,000 |
| Interest expense | 70,000 | 133,000 | 196,000 | 247,000 |
| Net interest income | 341,000 | 675,000 | 998,000 | 1,322,000 |
| Noninterest income | 36,000 | 69,000 | 108,000 | 142,000 |
| Noninterest expense | 260,000 | 512,000 | 732,000 | 996,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 23,000 |
| Pretax income | 117,000 | 255,000 | 397,000 | 478,000 |
| Income tax | 22,000 | 53,000 | 86,000 | 94,000 |
| Net income | 95,000 | 202,000 | 311,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,278,000 | 4,385,000 | 4,494,000 | 4,376,000 |
| Total capital | 4,460,000 | 4,579,000 | 4,686,000 | 4,544,000 |
| Risk-weighted assets | 17,662,000 | 16,711,000 | 17,195,000 | 15,973,000 |