Call reports 2007
MERCHANTS & PLANTERS BANK, THE — 2007
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,986,000 | 31,814,000 | 35,014,000 | 34,561,000 |
| Total loans | 11,906,000 | 12,745,000 | 12,743,000 | 11,290,000 |
| Allowance for loan losses | 167,000 | 270,000 | 157,000 | 169,000 |
| Securities available for sale | 14,757,000 | 13,104,000 | 12,958,000 | 14,038,000 |
| Securities held to maturity | 1,937,000 | 1,917,000 | 1,866,000 | 2,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,054,000 | 28,123,000 | 31,152,000 | 30,534,000 |
| Interest-bearing deposits | 22,439,000 | 23,533,000 | 24,465,000 | 25,664,000 |
| Noninterest-bearing deposits | 4,615,000 | 4,590,000 | 6,687,000 | 4,871,000 |
| Equity capital | 3,805,000 | 3,542,000 | 3,643,000 | 3,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 918,000 | 1,398,000 | 1,899,000 |
| Interest expense | 170,000 | 350,000 | 540,000 | 747,000 |
| Net interest income | 286,000 | 568,000 | 858,000 | 1,152,000 |
| Noninterest income | 48,000 | 85,000 | 127,000 | 166,000 |
| Noninterest expense | 239,000 | 482,000 | 709,000 | 907,000 |
| Provision for loan losses | 18,000 | 167,000 | 277,000 | 377,000 |
| Pretax income | 77,000 | -299,000 | -304,000 | -269,000 |
| Income tax | 18,000 | -101,000 | -101,000 | -86,000 |
| Net income | 59,000 | -198,000 | -203,000 | -183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,963,000 | 3,706,000 | 3,852,000 | 3,721,000 |
| Total capital | 4,130,000 | 3,906,000 | 4,009,000 | 3,890,000 |
| Risk-weighted assets | 14,759,000 | 15,926,000 | 16,894,000 | 16,052,000 |