Call reports 2005
MERCHANTS & PLANTERS BANK, THE — 2005
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,116,000 | 26,983,000 | 27,546,000 | 30,886,000 |
| Total loans | 9,588,000 | 10,928,000 | 11,274,000 | 10,537,000 |
| Allowance for loan losses | 196,000 | 202,000 | 198,000 | 181,000 |
| Securities available for sale | 15,885,000 | 13,182,000 | 13,025,000 | 14,533,000 |
| Securities held to maturity | 1,234,000 | 1,234,000 | 1,234,000 | 1,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,375,000 | 22,690,000 | 23,643,000 | 27,177,000 |
| Interest-bearing deposits | 20,129,000 | 18,925,000 | 19,102,000 | 22,010,000 |
| Noninterest-bearing deposits | 4,245,000 | 3,766,000 | 4,541,000 | 5,167,000 |
| Equity capital | 3,622,000 | 3,792,000 | 3,801,000 | 3,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 735,000 | 1,103,000 | 1,496,000 |
| Interest expense | 80,000 | 166,000 | 267,000 | 382,000 |
| Net interest income | 291,000 | 569,000 | 836,000 | 1,114,000 |
| Noninterest income | 39,000 | 72,000 | 118,000 | 157,000 |
| Noninterest expense | 256,000 | 493,000 | 727,000 | 1,068,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 22,000 |
| Pretax income | 49,000 | 127,000 | 200,000 | 170,000 |
| Income tax | 11,000 | 33,000 | 54,000 | 30,000 |
| Net income | 38,000 | 94,000 | 146,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,811,000 | 3,868,000 | 3,920,000 | 3,829,000 |
| Total capital | 3,974,000 | 4,041,000 | 4,090,000 | 4,003,000 |
| Risk-weighted assets | 13,030,000 | 13,818,000 | 13,604,000 | 13,891,000 |