Call reports 2004
MERCHANTS & PLANTERS BANK, THE — 2004
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,257,000 | 29,561,000 | 30,814,000 | 30,138,000 |
| Total loans | 8,192,000 | 10,053,000 | 9,922,000 | 9,209,000 |
| Allowance for loan losses | 211,000 | 213,000 | 194,000 | 192,000 |
| Securities available for sale | 15,925,000 | 15,203,000 | 14,414,000 | 15,409,000 |
| Securities held to maturity | 1,947,000 | 1,717,000 | 1,502,000 | 2,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,217,000 | 24,829,000 | 26,750,000 | 26,200,000 |
| Interest-bearing deposits | 21,086,000 | 20,513,000 | 21,848,000 | 20,814,000 |
| Noninterest-bearing deposits | 5,131,000 | 4,316,000 | 4,902,000 | 5,386,000 |
| Equity capital | 3,795,000 | 3,575,000 | 3,854,000 | 3,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 771,000 | 1,155,000 | 1,530,000 |
| Interest expense | 72,000 | 143,000 | 218,000 | 294,000 |
| Net interest income | 304,000 | 628,000 | 937,000 | 1,236,000 |
| Noninterest income | 47,000 | 64,000 | 119,000 | 159,000 |
| Noninterest expense | 253,000 | 494,000 | 768,000 | 1,006,000 |
| Provision for loan losses | 12,000 | 14,000 | 20,000 | 26,000 |
| Pretax income | 86,000 | 184,000 | 268,000 | 363,000 |
| Income tax | 14,000 | 32,000 | 54,000 | 92,000 |
| Net income | 72,000 | 152,000 | 214,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,700,000 | 3,780,000 | 3,842,000 | 3,773,000 |
| Total capital | 3,862,000 | 3,957,000 | 4,020,000 | 3,947,000 |
| Risk-weighted assets | 12,920,000 | 14,159,000 | 14,207,000 | 13,883,000 |