Call reports 2003
MERCHANTS & PLANTERS BANK, THE — 2003
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,790,000 | 28,980,000 | 29,454,000 | 30,105,000 |
| Total loans | 9,812,000 | 9,867,000 | 9,151,000 | 8,796,000 |
| Allowance for loan losses | 204,000 | 257,000 | 203,000 | 199,000 |
| Securities available for sale | 14,832,000 | 11,688,000 | 13,196,000 | 15,917,000 |
| Securities held to maturity | 2,507,000 | 2,483,000 | 2,284,000 | 2,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,836,000 | 24,992,000 | 25,674,000 | 26,259,000 |
| Interest-bearing deposits | 22,447,000 | 20,930,000 | 20,619,000 | 20,653,000 |
| Noninterest-bearing deposits | 4,389,000 | 4,063,000 | 5,055,000 | 5,606,000 |
| Equity capital | 3,667,000 | 3,701,000 | 3,621,000 | 3,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 806,000 | 1,178,000 | 1,541,000 |
| Interest expense | 96,000 | 187,000 | 271,000 | 346,000 |
| Net interest income | 320,000 | 619,000 | 907,000 | 1,195,000 |
| Noninterest income | 34,000 | 65,000 | 106,000 | 144,000 |
| Noninterest expense | 264,000 | 518,000 | 781,000 | 1,013,000 |
| Provision for loan losses | 103,000 | 159,000 | 150,000 | 150,000 |
| Pretax income | -13,000 | 7,000 | 82,000 | 176,000 |
| Income tax | 9,000 | 0 | -10,000 | 7,000 |
| Net income | -13,000 | 7,000 | 92,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,520,000 | 3,541,000 | 3,626,000 | 3,628,000 |
| Total capital | 3,696,000 | 3,714,000 | 3,795,000 | 3,795,000 |
| Risk-weighted assets | 14,018,000 | 13,748,000 | 13,482,000 | 13,368,000 |