Call reports 2002
MERCHANTS & PLANTERS BANK, THE — 2002
What MERCHANTS & PLANTERS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,972,000 | 29,514,000 | 29,495,000 | 31,124,000 |
| Total loans | 9,457,000 | 10,173,000 | 9,804,000 | 9,561,000 |
| Allowance for loan losses | 84,000 | 100,000 | 98,000 | 105,000 |
| Securities available for sale | 13,468,000 | 11,837,000 | 11,041,000 | 16,087,000 |
| Securities held to maturity | 2,848,000 | 2,848,000 | 2,849,000 | 2,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,341,000 | 25,539,000 | 25,401,000 | 25,854,000 |
| Interest-bearing deposits | 20,937,000 | 21,109,000 | 20,716,000 | 21,319,000 |
| Noninterest-bearing deposits | 4,404,000 | 4,430,000 | 4,685,000 | 4,535,000 |
| Equity capital | 3,419,000 | 3,674,000 | 3,782,000 | 3,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 888,000 | 1,309,000 | 1,703,000 |
| Interest expense | 154,000 | 286,000 | 406,000 | 521,000 |
| Net interest income | 295,000 | 602,000 | 903,000 | 1,182,000 |
| Noninterest income | 31,000 | 60,000 | 91,000 | 119,000 |
| Noninterest expense | 245,000 | 484,000 | 716,000 | 940,000 |
| Provision for loan losses | 6,000 | 17,000 | 27,000 | 34,000 |
| Pretax income | 75,000 | 161,000 | 251,000 | 327,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 48,000 |
| Net income | 66,000 | 143,000 | 224,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,455,000 | 3,532,000 | 3,613,000 | 3,534,000 |
| Total capital | 3,539,000 | 3,632,000 | 3,711,000 | 3,639,000 |
| Risk-weighted assets | 13,281,000 | 13,735,000 | 13,127,000 | 13,852,000 |