Call reports 2025
POPPY BANK — 2025
What POPPY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,791,228,000 | 7,030,083,000 | 7,317,090,000 | 7,585,280,000 |
| Total loans | 5,011,521,000 | 5,267,480,000 | 5,352,420,000 | 5,478,324,000 |
| Allowance for loan losses | 80,278,000 | 82,239,000 | 85,884,000 | 90,740,000 |
| Securities available for sale | 1,031,203,000 | 975,588,000 | 930,847,000 | 861,846,000 |
| Securities held to maturity | 104,837,000 | 104,820,000 | 104,803,000 | 104,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,669,983,000 | 5,412,496,000 | 5,736,276,000 | 5,908,014,000 |
| Interest-bearing deposits | 5,169,488,000 | 4,985,538,000 | 5,331,641,000 | 5,418,411,000 |
| Noninterest-bearing deposits | 500,495,000 | 426,958,000 | 404,635,000 | 489,603,000 |
| Equity capital | 620,522,000 | 640,744,000 | 661,478,000 | 685,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 102,610,000 | 209,151,000 | 319,002,000 | 431,283,000 |
| Interest expense | 60,109,000 | 116,183,000 | 174,403,000 | 233,659,000 |
| Net interest income | 42,501,000 | 92,968,000 | 144,599,000 | 197,624,000 |
| Noninterest income | 1,389,000 | 3,157,000 | 5,219,000 | 6,834,000 |
| Noninterest expense | 23,022,000 | 49,337,000 | 72,912,000 | 95,146,000 |
| Provision for loan losses | 0 | 2,500,000 | 6,500,000 | 11,500,000 |
| Pretax income | 20,868,000 | 44,288,000 | 70,406,000 | 97,812,000 |
| Income tax | 4,202,000 | 9,080,000 | 15,170,000 | 21,049,000 |
| Net income | 16,666,000 | 35,208,000 | 55,236,000 | 76,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 633,688,000 | 652,766,000 | 673,128,000 | 683,157,000 |
| Total capital | 702,446,000 | 722,703,000 | 744,205,000 | 754,448,000 |
| Risk-weighted assets | 5,487,112,000 | 5,580,663,000 | 5,669,341,000 | 5,681,780,000 |