Call reports 2020
POPPY BANK — 2020
What POPPY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,755,760,000 | 2,896,153,000 | 3,157,255,000 | 3,229,365,000 |
| Total loans | 2,254,282,000 | 2,418,050,000 | 2,431,305,000 | 2,379,997,000 |
| Allowance for loan losses | 91,626,000 | 91,636,000 | 91,260,000 | 91,178,000 |
| Securities available for sale | 185,847,000 | 196,784,000 | 253,165,000 | 288,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,428,096,000 | 2,535,949,000 | 2,788,066,000 | 2,854,767,000 |
| Interest-bearing deposits | 2,205,759,000 | 2,310,417,000 | 2,453,201,000 | 2,538,269,000 |
| Noninterest-bearing deposits | 222,337,000 | 225,532,000 | 334,865,000 | 316,497,000 |
| Equity capital | 218,734,000 | 234,304,000 | 248,539,000 | 260,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 31,141,000 | 60,068,000 | 90,384,000 | 121,465,000 |
| Interest expense | 10,414,000 | 20,723,000 | 30,511,000 | 40,062,000 |
| Net interest income | 20,727,000 | 39,345,000 | 59,873,000 | 81,403,000 |
| Noninterest income | -100,000 | 203,000 | 547,000 | 864,000 |
| Noninterest expense | 7,373,000 | 15,739,000 | 24,641,000 | 34,010,000 |
| Provision for loan losses | 3,210,000 | 3,210,000 | 3,210,000 | 3,210,000 |
| Pretax income | 11,597,000 | 22,670,000 | 34,668,000 | 47,146,000 |
| Income tax | 110,000 | 478,000 | 877,000 | 1,385,000 |
| Net income | 11,487,000 | 22,192,000 | 33,791,000 | 45,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,534,000 | 299,074,000 | 313,655,000 | 325,723,000 |
| Total capital | 305,470,000 | 322,000,000 | 337,155,000 | 350,086,000 |
| Risk-weighted assets | 1,831,075,000 | 1,830,223,000 | 1,876,969,000 | 1,946,984,000 |