Call reports 2019
POPPY BANK — 2019
What POPPY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,990,781,000 | 2,185,549,000 | 2,347,223,000 | 2,533,933,000 |
| Total loans | 1,671,987,000 | 1,819,772,000 | 1,888,272,000 | 1,995,866,000 |
| Allowance for loan losses | 21,868,000 | 21,976,000 | 22,535,000 | 24,148,000 |
| Securities available for sale | 179,528,000 | 172,456,000 | 188,416,000 | 230,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,748,982,000 | 1,879,607,000 | 1,984,817,000 | 2,155,868,000 |
| Interest-bearing deposits | 1,555,332,000 | 1,670,463,000 | 1,798,850,000 | 1,958,111,000 |
| Noninterest-bearing deposits | 193,651,000 | 209,144,000 | 185,967,000 | 197,758,000 |
| Equity capital | 226,244,000 | 233,228,000 | 252,319,000 | 269,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 25,445,000 | 52,097,000 | 81,263,000 | 110,528,000 |
| Interest expense | 7,275,000 | 15,409,000 | 24,524,000 | 34,367,000 |
| Net interest income | 18,170,000 | 36,688,000 | 56,739,000 | 76,161,000 |
| Noninterest income | 491,000 | 929,000 | 1,355,000 | 1,734,000 |
| Noninterest expense | 6,675,000 | 13,533,000 | 20,671,000 | 27,780,000 |
| Provision for loan losses | 275,000 | 375,000 | 925,000 | 925,000 |
| Pretax income | 11,711,000 | 23,709,000 | 36,498,000 | 49,190,000 |
| Income tax | 410,000 | 830,000 | 1,277,000 | 1,722,000 |
| Net income | 11,301,000 | 22,879,000 | 35,221,000 | 47,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,268,000 | 232,644,000 | 251,898,000 | 270,278,000 |
| Total capital | 247,084,000 | 253,232,000 | 272,946,000 | 292,184,000 |
| Risk-weighted assets | 1,582,801,000 | 1,645,196,000 | 1,681,932,000 | 1,749,791,000 |