Call reports 2016
POPPY BANK — 2016
What POPPY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 988,839,000 | 1,037,345,000 | 1,057,167,000 | 1,162,683,000 |
| Total loans | 816,944,000 | 861,778,000 | 898,294,000 | 973,679,000 |
| Allowance for loan losses | 15,911,000 | 16,213,000 | 16,528,000 | 17,305,000 |
| Securities available for sale | 31,206,000 | 36,240,000 | 41,333,000 | 55,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,468,000 | 803,801,000 | 845,748,000 | 945,422,000 |
| Interest-bearing deposits | 666,701,000 | 666,702,000 | 725,788,000 | 750,078,000 |
| Noninterest-bearing deposits | 107,767,000 | 137,099,000 | 119,960,000 | 195,344,000 |
| Equity capital | 114,489,000 | 112,746,000 | 118,726,000 | 125,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,642,000 | 21,711,000 | 33,380,000 | 46,403,000 |
| Interest expense | 1,085,000 | 2,227,000 | 3,404,000 | 4,696,000 |
| Net interest income | 9,557,000 | 19,484,000 | 29,976,000 | 41,707,000 |
| Noninterest income | 738,000 | 1,970,000 | 2,715,000 | 2,951,000 |
| Noninterest expense | 4,127,000 | 7,945,000 | 12,165,000 | 16,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,168,000 | 13,509,000 | 20,526,000 | 28,315,000 |
| Income tax | 216,000 | 473,000 | 718,000 | 928,000 |
| Net income | 5,952,000 | 13,036,000 | 19,808,000 | 27,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,209,000 | 112,322,000 | 118,426,000 | 126,065,000 |
| Total capital | 124,283,000 | 122,752,000 | 129,311,000 | 137,715,000 |
| Risk-weighted assets | 799,694,000 | 828,190,000 | 864,761,000 | 925,945,000 |