Call reports 2015
POPPY BANK — 2015
What POPPY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 976,019,000 | 953,437,000 | 963,472,000 | 956,800,000 |
| Total loans | 708,884,000 | 733,759,000 | 785,535,000 | 788,622,000 |
| Allowance for loan losses | 14,731,000 | 14,033,000 | 14,347,000 | 15,369,000 |
| Securities available for sale | 22,964,000 | 21,505,000 | 21,971,000 | 20,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,085,000 | 784,317,000 | 790,650,000 | 779,539,000 |
| Interest-bearing deposits | 704,446,000 | 657,735,000 | 638,080,000 | 652,345,000 |
| Noninterest-bearing deposits | 99,639,000 | 126,582,000 | 152,570,000 | 127,194,000 |
| Equity capital | 100,952,000 | 99,712,000 | 102,535,000 | 108,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,618,000 | 19,689,000 | 29,963,000 | 40,447,000 |
| Interest expense | 1,420,000 | 2,720,000 | 3,900,000 | 4,987,000 |
| Net interest income | 8,198,000 | 16,969,000 | 26,063,000 | 35,460,000 |
| Noninterest income | 1,101,000 | 2,144,000 | 3,312,000 | 3,901,000 |
| Noninterest expense | 4,453,000 | 8,617,000 | 12,434,000 | 16,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,846,000 | 10,496,000 | 16,941,000 | 23,242,000 |
| Income tax | 169,000 | 374,000 | 593,000 | 858,000 |
| Net income | 4,677,000 | 10,122,000 | 16,348,000 | 22,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,590,000 | 99,494,000 | 102,131,000 | 108,229,000 |
| Total capital | 109,511,000 | 108,762,000 | 111,941,000 | 118,013,000 |
| Risk-weighted assets | 707,491,000 | 736,274,000 | 779,845,000 | 776,683,000 |