Call reports 2014
POPPY BANK — 2014
What POPPY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 804,113,000 | 843,345,000 | 881,526,000 | 914,859,000 |
| Total loans | 568,000,000 | 584,980,000 | 620,200,000 | 681,370,000 |
| Allowance for loan losses | 14,094,000 | 14,412,000 | 14,685,000 | 14,709,000 |
| Securities available for sale | 44,681,000 | 40,553,000 | 24,469,000 | 23,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,938,000 | 686,378,000 | 720,051,000 | 750,409,000 |
| Interest-bearing deposits | 590,103,000 | 624,310,000 | 642,984,000 | 657,887,000 |
| Noninterest-bearing deposits | 58,835,000 | 62,068,000 | 77,067,000 | 92,522,000 |
| Equity capital | 86,691,000 | 86,737,000 | 91,356,000 | 96,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,422,000 | 16,737,000 | 25,498,000 | 34,513,000 |
| Interest expense | 1,136,000 | 2,348,000 | 3,721,000 | 5,184,000 |
| Net interest income | 7,286,000 | 14,389,000 | 21,777,000 | 29,329,000 |
| Noninterest income | 348,000 | 1,498,000 | 2,803,000 | 4,211,000 |
| Noninterest expense | 3,911,000 | 8,143,000 | 12,038,000 | 16,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,723,000 | 7,744,000 | 12,763,000 | 17,602,000 |
| Income tax | 101,000 | -442,000 | -442,000 | -60,000 |
| Net income | 3,622,000 | 8,186,000 | 13,205,000 | 17,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,682,000 | 86,148,000 | 91,179,000 | 95,644,000 |
| Total capital | 93,652,000 | 93,356,000 | 98,811,000 | 104,154,000 |
| Risk-weighted assets | 550,043,000 | 569,045,000 | 603,068,000 | 674,187,000 |