Call reports 2012
POPPY BANK — 2012
What POPPY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 628,669,000 | 608,841,000 | 612,356,000 | 631,300,000 |
| Total loans | 496,600,000 | 461,373,000 | 490,350,000 | 494,028,000 |
| Allowance for loan losses | 20,375,000 | 18,225,000 | 18,004,000 | 15,669,000 |
| Securities available for sale | 14,278,000 | 10,279,000 | 6,265,000 | 4,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,899,000 | 486,403,000 | 479,076,000 | 504,850,000 |
| Interest-bearing deposits | 482,887,000 | 459,509,000 | 446,237,000 | 461,090,000 |
| Noninterest-bearing deposits | 31,013,000 | 26,893,000 | 32,840,000 | 43,760,000 |
| Equity capital | 63,649,000 | 64,139,000 | 64,829,000 | 68,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,789,000 | 13,229,000 | 19,624,000 | 26,442,000 |
| Interest expense | 1,541,000 | 2,603,000 | 4,049,000 | 5,846,000 |
| Net interest income | 5,248,000 | 10,626,000 | 15,575,000 | 20,596,000 |
| Noninterest income | -724,000 | -597,000 | -907,000 | 1,110,000 |
| Noninterest expense | 3,725,000 | 7,184,000 | 10,529,000 | 14,223,000 |
| Provision for loan losses | 0 | 1,608,000 | 2,255,000 | 2,255,000 |
| Pretax income | 799,000 | 1,237,000 | 1,884,000 | 5,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 799,000 | 1,237,000 | 1,884,000 | 5,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,559,000 | 64,040,000 | 64,741,000 | 68,183,000 |
| Total capital | 69,854,000 | 70,036,000 | 71,028,000 | 74,333,000 |
| Risk-weighted assets | 488,854,000 | 466,840,000 | 490,785,000 | 482,064,000 |