Call reports 2011
POPPY BANK — 2011
What POPPY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 731,504,000 | 698,738,000 | 697,694,000 | 675,692,000 |
| Total loans | 539,757,000 | 522,357,000 | 512,968,000 | 508,658,000 |
| Allowance for loan losses | 28,860,000 | 25,404,000 | 26,115,000 | 23,754,000 |
| Securities available for sale | 13,351,000 | 12,366,000 | 15,276,000 | 15,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,467,000 | 567,260,000 | 575,923,000 | 553,930,000 |
| Interest-bearing deposits | 558,832,000 | 538,859,000 | 525,560,000 | 525,011,000 |
| Noninterest-bearing deposits | 40,635,000 | 28,400,000 | 50,363,000 | 28,919,000 |
| Equity capital | 60,920,000 | 60,568,000 | 60,935,000 | 61,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,758,000 | 15,475,000 | 22,947,000 | 29,534,000 |
| Interest expense | 2,049,000 | 3,935,000 | 5,716,000 | 7,133,000 |
| Net interest income | 5,709,000 | 11,540,000 | 17,231,000 | 22,401,000 |
| Noninterest income | 539,000 | -2,549,000 | -2,489,000 | -1,623,000 |
| Noninterest expense | 3,363,000 | 6,922,000 | 10,480,000 | 13,952,000 |
| Provision for loan losses | 22,537,000 | 22,537,000 | 24,776,000 | 26,304,000 |
| Pretax income | -19,652,000 | -20,468,000 | -20,514,000 | -19,478,000 |
| Income tax | -8,000 | -380,000 | -718,000 | 2,000 |
| Net income | -19,644,000 | -20,088,000 | -19,796,000 | -19,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,916,000 | 60,522,000 | 60,857,000 | 61,215,000 |
| Total capital | 67,834,000 | 67,204,000 | 67,552,000 | 67,750,000 |
| Risk-weighted assets | 531,105,000 | 515,432,000 | 515,543,000 | 504,885,000 |