Call reports 2010
POPPY BANK — 2010
What POPPY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 761,244,000 | 745,266,000 | 732,576,000 | 758,666,000 |
| Total loans | 597,129,000 | 574,121,000 | 576,627,000 | 561,357,000 |
| Allowance for loan losses | 16,291,000 | 16,607,000 | 17,343,000 | 16,226,000 |
| Securities available for sale | 7,064,000 | 9,660,000 | 8,151,000 | 9,610,000 |
| Securities held to maturity | 1,027,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,437,000 | 590,442,000 | 578,289,000 | 603,793,000 |
| Interest-bearing deposits | 582,237,000 | 566,215,000 | 550,039,000 | 576,194,000 |
| Noninterest-bearing deposits | 24,201,000 | 24,227,000 | 28,250,000 | 27,600,000 |
| Equity capital | 74,387,000 | 74,002,000 | 73,854,000 | 73,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,170,000 | 17,982,000 | 26,968,000 | 35,783,000 |
| Interest expense | 2,517,000 | 5,022,000 | 7,277,000 | 9,430,000 |
| Net interest income | 6,653,000 | 12,960,000 | 19,691,000 | 26,353,000 |
| Noninterest income | -69,000 | -509,000 | -1,323,000 | -1,266,000 |
| Noninterest expense | 3,193,000 | 7,309,000 | 10,326,000 | 13,831,000 |
| Provision for loan losses | 4,043,000 | 6,296,000 | 9,379,000 | 12,509,000 |
| Pretax income | -652,000 | -1,154,000 | -1,337,000 | -1,253,000 |
| Income tax | -23,000 | -40,000 | -47,000 | -43,000 |
| Net income | -629,000 | -1,114,000 | -1,290,000 | -1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,409,000 | 73,965,000 | 73,828,000 | 73,951,000 |
| Total capital | 81,918,000 | 81,207,000 | 81,036,000 | 81,037,000 |
| Risk-weighted assets | 591,607,000 | 569,613,000 | 566,172,000 | 557,352,000 |