Call reports 2009
POPPY BANK — 2009
What POPPY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 784,615,000 | 806,485,000 | 776,565,000 | 751,532,000 |
| Total loans | 627,517,000 | 621,847,000 | 618,508,000 | 607,382,000 |
| Allowance for loan losses | 13,065,000 | 13,673,000 | 13,433,000 | 13,962,000 |
| Securities available for sale | 1,487,000 | 1,509,000 | 9,651,000 | 8,901,000 |
| Securities held to maturity | 1,042,000 | 1,036,000 | 1,033,000 | 1,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,763,000 | 630,734,000 | 612,007,000 | 596,815,000 |
| Interest-bearing deposits | 595,887,000 | 608,518,000 | 580,539,000 | 565,564,000 |
| Noninterest-bearing deposits | 21,876,000 | 22,216,000 | 31,468,000 | 31,251,000 |
| Equity capital | 72,807,000 | 80,842,000 | 79,375,000 | 74,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,306,000 | 21,140,000 | 31,474,000 | 40,396,000 |
| Interest expense | 4,860,000 | 9,038,000 | 12,605,000 | 15,541,000 |
| Net interest income | 5,446,000 | 12,102,000 | 18,869,000 | 24,855,000 |
| Noninterest income | 115,000 | 509,000 | 732,000 | -475,000 |
| Noninterest expense | 2,279,000 | 5,113,000 | 9,211,000 | 12,269,000 |
| Provision for loan losses | 2,347,000 | 7,047,000 | 11,520,000 | 17,475,000 |
| Pretax income | 935,000 | 451,000 | -1,130,000 | -5,364,000 |
| Income tax | 120,000 | 127,000 | 66,000 | 213,000 |
| Net income | 815,000 | 324,000 | -1,196,000 | -5,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,760,000 | 80,798,000 | 79,316,000 | 74,997,000 |
| Total capital | 80,801,000 | 88,882,000 | 87,408,000 | 82,847,000 |
| Risk-weighted assets | 638,017,000 | 640,889,000 | 641,654,000 | 620,937,000 |