Call reports 2007
POPPY BANK — 2007
What POPPY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 328,606,000 | 373,872,000 | 414,322,000 | 460,433,000 |
| Total loans | 266,016,000 | 303,355,000 | 345,473,000 | 377,655,000 |
| Allowance for loan losses | 2,993,000 | 3,444,000 | 3,726,000 | 4,254,000 |
| Securities available for sale | 1,498,000 | 1,995,000 | 2,003,000 | 1,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,331,000 | 343,758,000 | 363,528,000 | 408,999,000 |
| Interest-bearing deposits | 281,920,000 | 322,491,000 | 333,770,000 | 388,114,000 |
| Noninterest-bearing deposits | 18,411,000 | 21,267,000 | 29,758,000 | 20,885,000 |
| Equity capital | 27,185,000 | 28,150,000 | 38,857,000 | 39,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,780,000 | 12,253,000 | 19,650,000 | 27,887,000 |
| Interest expense | 3,185,000 | 6,817,000 | 10,967,000 | 15,642,000 |
| Net interest income | 2,595,000 | 5,436,000 | 8,683,000 | 12,245,000 |
| Noninterest income | 97,000 | 192,000 | 308,000 | 438,000 |
| Noninterest expense | 1,628,000 | 3,154,000 | 4,831,000 | 6,858,000 |
| Provision for loan losses | 356,000 | 807,000 | 1,307,000 | 1,907,000 |
| Pretax income | 708,000 | 1,667,000 | 2,853,000 | 3,918,000 |
| Income tax | 0 | 0 | 0 | 136,000 |
| Net income | 708,000 | 1,667,000 | 2,853,000 | 3,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,187,000 | 28,155,000 | 38,854,000 | 39,613,000 |
| Total capital | 30,381,000 | 31,800,000 | 42,806,000 | 44,143,000 |
| Risk-weighted assets | 297,306,000 | 316,663,000 | 377,684,000 | 414,928,000 |