Call reports 2006
POPPY BANK — 2006
What POPPY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 146,324,000 | 188,039,000 | 234,558,000 | 295,246,000 |
| Total loans | 105,288,000 | 149,583,000 | 198,414,000 | 242,008,000 |
| Allowance for loan losses | 1,169,000 | 1,673,000 | 2,225,000 | 2,734,000 |
| Securities available for sale | 988,000 | 988,000 | 993,000 | 1,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,813,000 | 171,678,000 | 213,114,000 | 268,014,000 |
| Interest-bearing deposits | 117,218,000 | 159,550,000 | 200,081,000 | 251,534,000 |
| Noninterest-bearing deposits | 12,595,000 | 12,128,000 | 13,033,000 | 16,480,000 |
| Equity capital | 15,424,000 | 15,398,000 | 20,600,000 | 26,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 4,892,000 | 8,746,000 | 13,533,000 |
| Interest expense | 741,000 | 2,195,000 | 4,235,000 | 6,847,000 |
| Net interest income | 1,231,000 | 2,697,000 | 4,511,000 | 6,686,000 |
| Noninterest income | 56,000 | 144,000 | 240,000 | 418,000 |
| Noninterest expense | 1,396,000 | 2,472,000 | 3,634,000 | 4,789,000 |
| Provision for loan losses | 329,000 | 833,000 | 1,385,000 | 1,895,000 |
| Pretax income | -438,000 | -464,000 | -268,000 | 420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -438,000 | -464,000 | -268,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,437,000 | 15,410,000 | 20,600,000 | 26,321,000 |
| Total capital | 16,704,000 | 17,217,000 | 22,983,000 | 29,228,000 |
| Risk-weighted assets | 126,812,000 | 163,769,000 | 214,910,000 | 271,127,000 |