Call reports 2005
POPPY BANK — 2005
What POPPY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,228,000 | 58,663,000 | 97,023,000 | 125,118,000 |
| Total loans | 7,554,000 | 34,267,000 | 60,753,000 | 75,931,000 |
| Allowance for loan losses | 87,000 | 363,000 | 735,000 | 840,000 |
| Securities available for sale | 996,000 | 998,000 | 991,000 | 989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,402,000 | 41,511,000 | 80,708,000 | 108,476,000 |
| Interest-bearing deposits | 9,909,000 | 37,185,000 | 69,267,000 | 81,294,000 |
| Noninterest-bearing deposits | 2,493,000 | 4,326,000 | 11,441,000 | 27,182,000 |
| Equity capital | 17,406,000 | 16,562,000 | 15,927,000 | 15,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 642,000 | 1,832,000 | 3,465,000 |
| Interest expense | 24,000 | 181,000 | 601,000 | 1,237,000 |
| Net interest income | 120,000 | 461,000 | 1,231,000 | 2,228,000 |
| Noninterest income | 1,000 | 16,000 | 50,000 | 90,000 |
| Noninterest expense | 703,000 | 1,631,000 | 2,693,000 | 4,089,000 |
| Provision for loan losses | 87,000 | 363,000 | 735,000 | 840,000 |
| Pretax income | -669,000 | -1,517,000 | -2,147,000 | -2,611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -669,000 | -1,517,000 | -2,147,000 | -2,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,411,000 | 16,564,000 | 15,935,000 | 15,563,000 |
| Total capital | 17,498,000 | 16,927,000 | 16,670,000 | 16,478,000 |
| Risk-weighted assets | 15,783,000 | 39,693,000 | 69,489,000 | 92,136,000 |