Call reports 2023
CLACKAMAS COUNTY BANK — 2023
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 292,255,000 | 302,415,000 | 290,356,000 | 289,151,000 |
| Total loans | 130,448,000 | 139,345,000 | 142,850,000 | 144,191,000 |
| Allowance for loan losses | 1,410,000 | 1,442,000 | 1,452,000 | 1,466,000 |
| Securities available for sale | 99,579,000 | 97,816,000 | 95,165,000 | 93,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,508,000 | 241,609,000 | 235,046,000 | 224,824,000 |
| Interest-bearing deposits | 126,990,000 | 123,041,000 | 122,651,000 | 121,187,000 |
| Noninterest-bearing deposits | 119,518,000 | 118,568,000 | 112,395,000 | 103,637,000 |
| Equity capital | 22,538,000 | 22,089,000 | 21,668,000 | 24,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,790,000 | 7,337,000 | 9,977,000 |
| Interest expense | 66,000 | 463,000 | 989,000 | 1,704,000 |
| Net interest income | 2,193,000 | 4,327,000 | 6,348,000 | 8,273,000 |
| Noninterest income | 387,000 | 729,000 | 1,124,000 | 1,355,000 |
| Noninterest expense | 1,980,000 | 3,831,000 | 5,711,000 | 7,473,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 600,000 | 1,225,000 | 1,751,000 | 2,130,000 |
| Income tax | 12,000 | 26,000 | 8,000 | 12,000 |
| Net income | 588,000 | 1,199,000 | 1,743,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,877,000 | 33,108,000 | 33,255,000 | 33,279,000 |
| Total capital | 34,337,000 | 34,600,000 | 34,757,000 | 34,794,000 |
| Risk-weighted assets | 140,986,000 | 144,236,000 | 146,457,000 | 147,687,000 |