Call reports 2022
CLACKAMAS COUNTY BANK — 2022
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 302,319,000 | 297,592,000 | 300,789,000 | 294,110,000 |
| Total loans | 126,555,000 | 121,164,000 | 129,568,000 | 126,489,000 |
| Allowance for loan losses | 1,597,000 | 1,600,000 | 1,604,000 | 1,407,000 |
| Securities available for sale | 101,924,000 | 102,624,000 | 99,439,000 | 98,082,000 |
| Securities held to maturity | 2,001,000 | 1,000,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,769,000 | 259,642,000 | 267,661,000 | 256,536,000 |
| Interest-bearing deposits | 129,706,000 | 131,813,000 | 136,005,000 | 134,015,000 |
| Noninterest-bearing deposits | 132,063,000 | 127,829,000 | 131,656,000 | 122,521,000 |
| Equity capital | 25,609,000 | 23,536,000 | 19,718,000 | 21,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,259,000 | 6,495,000 | 8,908,000 |
| Interest expense | 32,000 | 70,000 | 116,000 | 167,000 |
| Net interest income | 2,084,000 | 4,189,000 | 6,379,000 | 8,741,000 |
| Noninterest income | 438,000 | 831,000 | 1,203,000 | 1,567,000 |
| Noninterest expense | 1,778,000 | 3,637,000 | 5,508,000 | 7,365,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 744,000 | 1,383,000 | 2,074,000 | 3,143,000 |
| Income tax | 12,000 | 42,000 | 55,000 | 84,000 |
| Net income | 732,000 | 1,341,000 | 2,019,000 | 3,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,945,000 | 32,079,000 | 32,363,000 | 32,964,000 |
| Total capital | 33,592,000 | 33,729,000 | 34,017,000 | 34,421,000 |
| Risk-weighted assets | 137,633,000 | 133,331,000 | 141,773,000 | 136,630,000 |