Call reports 2020
CLACKAMAS COUNTY BANK — 2020
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 230,324,000 | 253,846,000 | 278,546,000 | 271,909,000 |
| Total loans | 133,082,000 | 142,389,000 | 141,471,000 | 138,767,000 |
| Allowance for loan losses | 1,833,000 | 1,982,000 | 1,986,000 | 1,843,000 |
| Securities available for sale | 39,769,000 | 40,917,000 | 57,121,000 | 60,845,000 |
| Securities held to maturity | 7,945,000 | 7,936,000 | 7,928,000 | 7,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,728,000 | 197,813,000 | 221,649,000 | 213,978,000 |
| Interest-bearing deposits | 98,023,000 | 104,285,000 | 112,186,000 | 113,126,000 |
| Noninterest-bearing deposits | 75,705,000 | 93,528,000 | 109,463,000 | 100,852,000 |
| Equity capital | 30,686,000 | 31,405,000 | 31,511,000 | 31,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,637,000 | 6,947,000 | 9,377,000 |
| Interest expense | 59,000 | 97,000 | 135,000 | 175,000 |
| Net interest income | 2,273,000 | 4,540,000 | 6,812,000 | 9,202,000 |
| Noninterest income | 401,000 | 712,000 | 1,085,000 | 1,400,000 |
| Noninterest expense | 1,989,000 | 3,572,000 | 5,270,000 | 6,983,000 |
| Provision for loan losses | 0 | 0 | 0 | -145,000 |
| Pretax income | 685,000 | 1,680,000 | 2,627,000 | 3,764,000 |
| Income tax | 15,000 | 27,000 | 39,000 | 55,000 |
| Net income | 670,000 | 1,653,000 | 2,588,000 | 3,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,409,000 | 29,957,000 | 30,080,000 | 30,595,000 |
| Total capital | 31,035,000 | 31,669,000 | 31,835,000 | 32,311,000 |
| Risk-weighted assets | 129,835,000 | 136,637,000 | 140,112,000 | 137,137,000 |