Call reports 2019
CLACKAMAS COUNTY BANK — 2019
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 225,065,000 | 228,705,000 | 231,046,000 | 229,820,000 |
| Total loans | 130,579,000 | 131,275,000 | 127,985,000 | 126,839,000 |
| Allowance for loan losses | 1,822,000 | 2,002,000 | 2,005,000 | 1,831,000 |
| Securities available for sale | 45,037,000 | 43,492,000 | 44,992,000 | 53,025,000 |
| Securities held to maturity | 14,989,000 | 14,976,000 | 14,963,000 | 8,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,381,000 | 175,056,000 | 177,671,000 | 173,059,000 |
| Interest-bearing deposits | 100,765,000 | 108,120,000 | 107,632,000 | 107,274,000 |
| Noninterest-bearing deposits | 73,616,000 | 66,936,000 | 70,039,000 | 65,785,000 |
| Equity capital | 27,965,000 | 28,757,000 | 29,246,000 | 29,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,777,000 | 7,229,000 | 9,560,000 |
| Interest expense | 62,000 | 127,000 | 190,000 | 255,000 |
| Net interest income | 2,303,000 | 4,650,000 | 7,039,000 | 9,305,000 |
| Noninterest income | 385,000 | 723,000 | 1,100,000 | 1,435,000 |
| Noninterest expense | 1,699,000 | 3,457,000 | 5,261,000 | 7,009,000 |
| Provision for loan losses | 0 | 0 | 0 | -176,000 |
| Pretax income | 989,000 | 1,916,000 | 2,878,000 | 3,907,000 |
| Income tax | 3,000 | 13,000 | 16,000 | 19,000 |
| Net income | 986,000 | 1,903,000 | 2,862,000 | 3,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,363,000 | 28,639,000 | 29,003,000 | 29,406,000 |
| Total capital | 29,883,000 | 30,159,000 | 30,584,000 | 30,986,000 |
| Risk-weighted assets | 121,280,000 | 120,920,000 | 126,032,000 | 126,073,000 |