Call reports 2018
CLACKAMAS COUNTY BANK — 2018
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 221,191,000 | 225,134,000 | 227,442,000 | 225,144,000 |
| Total loans | 123,428,000 | 123,918,000 | 127,529,000 | 130,557,000 |
| Allowance for loan losses | 1,823,000 | 1,823,000 | 1,824,000 | 1,824,000 |
| Securities available for sale | 42,598,000 | 42,316,000 | 43,052,000 | 44,575,000 |
| Securities held to maturity | 17,040,000 | 17,027,000 | 15,014,000 | 15,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,243,000 | 177,927,000 | 181,795,000 | 175,324,000 |
| Interest-bearing deposits | 108,568,000 | 110,445,000 | 110,117,000 | 99,416,000 |
| Noninterest-bearing deposits | 65,675,000 | 67,482,000 | 71,678,000 | 75,908,000 |
| Equity capital | 25,941,000 | 25,817,000 | 26,098,000 | 27,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,180,000 | 4,405,000 | 6,730,000 | 9,101,000 |
| Interest expense | 49,000 | 101,000 | 156,000 | 215,000 |
| Net interest income | 2,131,000 | 4,304,000 | 6,574,000 | 8,886,000 |
| Noninterest income | 388,000 | 725,000 | 1,063,000 | 1,416,000 |
| Noninterest expense | 1,597,000 | 3,298,000 | 4,980,000 | 6,677,000 |
| Provision for loan losses | -250,000 | -250,000 | -250,000 | -250,000 |
| Pretax income | 1,172,000 | 1,981,000 | 2,907,000 | 3,875,000 |
| Income tax | 9,000 | 11,000 | 13,000 | 11,000 |
| Net income | 1,163,000 | 1,970,000 | 2,894,000 | 3,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,183,000 | 27,235,000 | 27,635,000 | 28,006,000 |
| Total capital | 28,521,000 | 28,696,000 | 28,992,000 | 29,497,000 |
| Risk-weighted assets | 117,849,000 | 116,474,000 | 114,238,000 | 118,746,000 |