Call reports 2016
CLACKAMAS COUNTY BANK — 2016
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 200,647,000 | 200,415,000 | 206,850,000 | 208,528,000 |
| Total loans | 105,637,000 | 112,781,000 | 115,617,000 | 118,188,000 |
| Allowance for loan losses | 1,475,000 | 1,474,000 | 1,528,000 | 1,577,000 |
| Securities available for sale | 33,685,000 | 34,062,000 | 36,785,000 | 36,868,000 |
| Securities held to maturity | 27,221,000 | 28,224,000 | 26,198,000 | 19,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,029,000 | 156,780,000 | 163,145,000 | 162,789,000 |
| Interest-bearing deposits | 99,049,000 | 98,140,000 | 103,077,000 | 104,493,000 |
| Noninterest-bearing deposits | 56,980,000 | 58,640,000 | 60,068,000 | 58,296,000 |
| Equity capital | 24,619,000 | 24,907,000 | 25,656,000 | 24,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 3,802,000 | 5,814,000 | 7,900,000 |
| Interest expense | 62,000 | 116,000 | 166,000 | 214,000 |
| Net interest income | 1,835,000 | 3,686,000 | 5,648,000 | 7,686,000 |
| Noninterest income | 351,000 | 717,000 | 1,687,000 | 1,991,000 |
| Noninterest expense | 1,469,000 | 2,963,000 | 4,419,000 | 5,903,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 717,000 | 1,440,000 | 2,866,000 | 3,674,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 3,000 |
| Net income | 713,000 | 1,436,000 | 2,862,000 | 3,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,225,000 | 24,411,000 | 25,297,000 | 25,503,000 |
| Total capital | 25,517,000 | 25,759,000 | 26,660,000 | 26,867,000 |
| Risk-weighted assets | 103,165,000 | 107,548,000 | 108,801,000 | 108,855,000 |