Call reports 2015
CLACKAMAS COUNTY BANK — 2015
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 181,765,000 | 191,155,000 | 190,237,000 | 194,878,000 |
| Total loans | 98,241,000 | 99,898,000 | 101,124,000 | 98,852,000 |
| Allowance for loan losses | 1,407,000 | 1,407,000 | 1,408,000 | 1,469,000 |
| Securities available for sale | 42,503,000 | 45,373,000 | 41,635,000 | 35,415,000 |
| Securities held to maturity | 10,221,000 | 12,199,000 | 15,206,000 | 26,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,244,000 | 156,498,000 | 155,403,000 | 157,521,000 |
| Interest-bearing deposits | 100,589,000 | 102,198,000 | 101,594,000 | 105,564,000 |
| Noninterest-bearing deposits | 47,655,000 | 54,300,000 | 53,809,000 | 51,957,000 |
| Equity capital | 23,803,000 | 23,612,000 | 24,211,000 | 23,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,560,000 | 5,426,000 | 7,298,000 |
| Interest expense | 110,000 | 203,000 | 289,000 | 369,000 |
| Net interest income | 1,668,000 | 3,357,000 | 5,137,000 | 6,929,000 |
| Noninterest income | 365,000 | 689,000 | 1,025,000 | 1,377,000 |
| Noninterest expense | 1,417,000 | 2,850,000 | 4,334,000 | 5,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 616,000 | 1,196,000 | 1,828,000 | 2,427,000 |
| Income tax | 0 | 10,000 | 9,000 | 4,000 |
| Net income | 616,000 | 1,186,000 | 1,819,000 | 2,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,511,000 | 23,620,000 | 23,826,000 | 23,963,000 |
| Total capital | 24,651,000 | 24,829,000 | 25,046,000 | 25,164,000 |
| Risk-weighted assets | 90,874,000 | 96,505,000 | 97,323,000 | 95,859,000 |