Call reports 2014
CLACKAMAS COUNTY BANK — 2014
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 174,753,000 | 176,953,000 | 178,970,000 | 183,660,000 |
| Total loans | 99,213,000 | 103,539,000 | 106,624,000 | 105,666,000 |
| Allowance for loan losses | 1,822,000 | 1,871,000 | 1,817,000 | 1,406,000 |
| Securities available for sale | 49,388,000 | 45,522,000 | 44,162,000 | 42,247,000 |
| Securities held to maturity | 8,291,000 | 8,274,000 | 8,256,000 | 8,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,975,000 | 144,660,000 | 146,298,000 | 149,136,000 |
| Interest-bearing deposits | 102,003,000 | 102,307,000 | 101,423,000 | 102,612,000 |
| Noninterest-bearing deposits | 40,972,000 | 42,353,000 | 44,875,000 | 46,524,000 |
| Equity capital | 22,231,000 | 22,753,000 | 22,885,000 | 23,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,554,000 | 5,434,000 | 7,318,000 |
| Interest expense | 172,000 | 336,000 | 477,000 | 601,000 |
| Net interest income | 1,573,000 | 3,218,000 | 4,957,000 | 6,717,000 |
| Noninterest income | 294,000 | 641,000 | 1,080,000 | 1,407,000 |
| Noninterest expense | 1,479,000 | 2,930,000 | 4,348,000 | 5,935,000 |
| Provision for loan losses | 0 | 0 | 0 | -325,000 |
| Pretax income | 388,000 | 929,000 | 1,689,000 | 2,514,000 |
| Income tax | 0 | 4,000 | 5,000 | 5,000 |
| Net income | 388,000 | 925,000 | 1,684,000 | 2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,592,000 | 22,838,000 | 23,196,000 | 23,488,000 |
| Total capital | 23,900,000 | 24,161,000 | 24,493,000 | 24,807,000 |
| Risk-weighted assets | 104,081,000 | 105,223,000 | 106,911,000 | 105,389,000 |