Call reports 2013
CLACKAMAS COUNTY BANK — 2013
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,817,000 | 169,264,000 | 171,530,000 | 171,860,000 |
| Total loans | 91,423,000 | 89,776,000 | 91,735,000 | 96,783,000 |
| Allowance for loan losses | 2,058,000 | 2,074,000 | 2,033,000 | 1,928,000 |
| Securities available for sale | 56,411,000 | 51,815,000 | 49,639,000 | 49,165,000 |
| Securities held to maturity | 0 | 0 | 8,325,000 | 8,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,574,000 | 137,443,000 | 139,589,000 | 140,399,000 |
| Interest-bearing deposits | 98,491,000 | 97,406,000 | 97,738,000 | 99,513,000 |
| Noninterest-bearing deposits | 37,083,000 | 40,037,000 | 41,851,000 | 40,886,000 |
| Equity capital | 23,439,000 | 21,916,000 | 22,100,000 | 21,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,312,000 | 4,957,000 | 6,718,000 |
| Interest expense | 186,000 | 369,000 | 551,000 | 727,000 |
| Net interest income | 1,492,000 | 2,943,000 | 4,406,000 | 5,991,000 |
| Noninterest income | 267,000 | 466,000 | 786,000 | 1,035,000 |
| Noninterest expense | 1,427,000 | 2,832,000 | 4,255,000 | 5,734,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 317,000 | 547,000 | 907,000 | 1,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 547,000 | 907,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,366,000 | 22,286,000 | 22,501,000 | 22,671,000 |
| Total capital | 23,771,000 | 23,300,000 | 23,721,000 | 23,944,000 |
| Risk-weighted assets | 111,706,000 | 94,964,000 | 98,093,000 | 101,137,000 |