Call reports 2012
CLACKAMAS COUNTY BANK — 2012
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,768,000 | 160,617,000 | 163,067,000 | 166,817,000 |
| Total loans | 87,578,000 | 88,318,000 | 89,731,000 | 93,412,000 |
| Allowance for loan losses | 1,919,000 | 1,843,000 | 2,072,000 | 2,042,000 |
| Securities available for sale | 49,321,000 | 47,884,000 | 51,123,000 | 56,130,000 |
| Securities held to maturity | 410,000 | 410,000 | 410,000 | 410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,256,000 | 128,544,000 | 130,264,000 | 133,072,000 |
| Interest-bearing deposits | 93,431,000 | 94,754,000 | 95,111,000 | 95,894,000 |
| Noninterest-bearing deposits | 32,825,000 | 33,790,000 | 35,153,000 | 37,178,000 |
| Equity capital | 23,164,000 | 23,479,000 | 23,950,000 | 24,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,463,000 | 5,203,000 | 6,945,000 |
| Interest expense | 226,000 | 448,000 | 659,000 | 854,000 |
| Net interest income | 1,500,000 | 3,015,000 | 4,544,000 | 6,091,000 |
| Noninterest income | 308,000 | 573,000 | 850,000 | 1,225,000 |
| Noninterest expense | 1,346,000 | 2,734,000 | 4,148,000 | 5,626,000 |
| Provision for loan losses | 225,000 | 450,000 | 650,000 | 650,000 |
| Pretax income | 237,000 | 407,000 | 599,000 | 1,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 407,000 | 599,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,491,000 | 22,332,000 | 22,525,000 | 22,835,000 |
| Total capital | 23,716,000 | 23,546,000 | 23,811,000 | 24,165,000 |
| Risk-weighted assets | 101,295,000 | 100,450,000 | 102,026,000 | 105,677,000 |