Call reports 2011
CLACKAMAS COUNTY BANK — 2011
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,218,000 | 155,823,000 | 159,806,000 | 160,386,000 |
| Total loans | 97,200,000 | 96,376,000 | 94,580,000 | 89,376,000 |
| Allowance for loan losses | 1,617,000 | 1,921,000 | 2,081,000 | 1,785,000 |
| Securities available for sale | 23,097,000 | 33,319,000 | 36,953,000 | 43,919,000 |
| Securities held to maturity | 6,547,000 | 445,000 | 445,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,159,000 | 126,779,000 | 127,800,000 | 126,085,000 |
| Interest-bearing deposits | 90,905,000 | 94,936,000 | 93,604,000 | 92,927,000 |
| Noninterest-bearing deposits | 32,254,000 | 31,843,000 | 34,196,000 | 33,158,000 |
| Equity capital | 23,176,000 | 23,680,000 | 23,749,000 | 23,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 3,940,000 | 5,874,000 | 7,733,000 |
| Interest expense | 251,000 | 500,000 | 745,000 | 981,000 |
| Net interest income | 1,755,000 | 3,440,000 | 5,129,000 | 6,752,000 |
| Noninterest income | 355,000 | 432,000 | 231,000 | 530,000 |
| Noninterest expense | 1,457,000 | 2,763,000 | 4,101,000 | 5,482,000 |
| Provision for loan losses | 565,000 | 924,000 | 1,331,000 | 2,351,000 |
| Pretax income | 88,000 | 185,000 | -72,000 | -538,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 185,000 | -72,000 | -538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,325,000 | 23,336,000 | 22,879,000 | 22,254,000 |
| Total capital | 24,677,000 | 24,675,000 | 24,141,000 | 23,469,000 |
| Risk-weighted assets | 107,806,000 | 106,458,000 | 104,109,000 | 102,163,000 |