Call reports 2010
CLACKAMAS COUNTY BANK — 2010
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 148,091,000 | 151,052,000 | 157,427,000 | 153,479,000 |
| Total loans | 108,396,000 | 105,865,000 | 103,041,000 | 102,658,000 |
| Allowance for loan losses | 2,079,000 | 2,587,000 | 2,688,000 | 1,698,000 |
| Securities available for sale | 8,589,000 | 10,836,000 | 18,755,000 | 18,858,000 |
| Securities held to maturity | 1,473,000 | 6,626,000 | 6,612,000 | 6,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,330,000 | 124,676,000 | 125,680,000 | 124,445,000 |
| Interest-bearing deposits | 93,331,000 | 93,229,000 | 93,077,000 | 92,219,000 |
| Noninterest-bearing deposits | 30,999,000 | 31,447,000 | 32,603,000 | 32,226,000 |
| Equity capital | 23,615,000 | 22,507,000 | 23,102,000 | 23,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 3,985,000 | 6,112,000 | 8,240,000 |
| Interest expense | 290,000 | 590,000 | 874,000 | 1,142,000 |
| Net interest income | 1,801,000 | 3,395,000 | 5,238,000 | 7,098,000 |
| Noninterest income | 359,000 | 710,000 | 1,052,000 | 1,420,000 |
| Noninterest expense | 1,478,000 | 3,943,000 | 5,515,000 | 6,828,000 |
| Provision for loan losses | 450,000 | 987,000 | 1,137,000 | 1,535,000 |
| Pretax income | 232,000 | -825,000 | -362,000 | 155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | -825,000 | -362,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,469,000 | 22,412,000 | 22,875,000 | 23,391,000 |
| Total capital | 24,999,000 | 23,879,000 | 24,180,000 | 24,814,000 |
| Risk-weighted assets | 121,810,000 | 116,215,000 | 113,244,000 | 113,504,000 |