Call reports 2009
CLACKAMAS COUNTY BANK — 2009
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,279,000 | 145,725,000 | 146,940,000 | 146,362,000 |
| Total loans | 112,992,000 | 118,921,000 | 119,014,000 | 108,805,000 |
| Allowance for loan losses | 968,000 | 1,172,000 | 992,000 | 1,718,000 |
| Securities available for sale | 7,990,000 | 7,749,000 | 7,421,000 | 8,030,000 |
| Securities held to maturity | 2,972,000 | 1,634,000 | 1,505,000 | 1,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,460,000 | 119,663,000 | 121,140,000 | 122,742,000 |
| Interest-bearing deposits | 88,118,000 | 87,576,000 | 89,262,000 | 90,653,000 |
| Noninterest-bearing deposits | 31,342,000 | 32,087,000 | 31,878,000 | 32,089,000 |
| Equity capital | 25,605,000 | 25,735,000 | 25,525,000 | 23,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,202,000 | 4,463,000 | 6,774,000 | 9,040,000 |
| Interest expense | 317,000 | 612,000 | 917,000 | 1,207,000 |
| Net interest income | 1,885,000 | 3,851,000 | 5,857,000 | 7,833,000 |
| Noninterest income | 356,000 | 706,000 | 1,046,000 | 1,396,000 |
| Noninterest expense | 1,486,000 | 2,984,000 | 4,470,000 | 6,085,000 |
| Provision for loan losses | 30,000 | 250,000 | 800,000 | 3,338,000 |
| Pretax income | 695,000 | 1,262,000 | 1,542,000 | -351,000 |
| Income tax | 0 | 0 | 1,000 | 3,000 |
| Net income | 695,000 | 1,262,000 | 1,541,000 | -354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,670,000 | 25,597,000 | 25,345,000 | 23,237,000 |
| Total capital | 26,738,000 | 26,868,000 | 26,430,000 | 24,747,000 |
| Risk-weighted assets | 121,373,000 | 126,950,000 | 127,528,000 | 120,553,000 |