Call reports 2008
CLACKAMAS COUNTY BANK — 2008
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 154,922,000 | 149,220,000 | 146,923,000 | 143,054,000 |
| Total loans | 121,222,000 | 116,837,000 | 116,198,000 | 114,613,000 |
| Allowance for loan losses | 1,066,000 | 973,000 | 972,000 | 924,000 |
| Securities available for sale | 14,578,000 | 13,239,000 | 8,854,000 | 8,323,000 |
| Securities held to maturity | 2,950,000 | 2,115,000 | 3,099,000 | 3,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,389,000 | 122,723,000 | 120,612,000 | 116,834,000 |
| Interest-bearing deposits | 94,945,000 | 89,713,000 | 87,785,000 | 85,997,000 |
| Noninterest-bearing deposits | 33,444,000 | 33,010,000 | 32,827,000 | 30,837,000 |
| Equity capital | 26,264,000 | 26,009,000 | 25,702,000 | 25,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,820,000 | 5,465,000 | 7,980,000 | 10,236,000 |
| Interest expense | 572,000 | 1,045,000 | 1,455,000 | 1,813,000 |
| Net interest income | 2,248,000 | 4,420,000 | 6,525,000 | 8,423,000 |
| Noninterest income | 418,000 | 790,000 | 1,169,000 | 1,522,000 |
| Noninterest expense | 1,732,000 | 3,420,000 | 5,083,000 | 6,413,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 55,000 |
| Pretax income | 924,000 | 1,780,000 | 2,601,000 | 3,456,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 924,000 | 1,775,000 | 2,594,000 | 3,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,076,000 | 25,926,000 | 25,772,000 | 25,818,000 |
| Total capital | 27,142,000 | 26,990,000 | 26,837,000 | 26,845,000 |
| Risk-weighted assets | 130,844,000 | 126,340,000 | 127,150,000 | 132,493,000 |