Call reports 2007
CLACKAMAS COUNTY BANK — 2007
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 155,535,000 | 160,152,000 | 161,684,000 | 158,090,000 |
| Total loans | 119,974,000 | 123,174,000 | 122,614,000 | 122,574,000 |
| Allowance for loan losses | 987,000 | 1,029,000 | 1,043,000 | 1,062,000 |
| Securities available for sale | 13,303,000 | 13,286,000 | 13,851,000 | 17,082,000 |
| Securities held to maturity | 4,246,000 | 3,741,000 | 3,565,000 | 3,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,801,000 | 133,176,000 | 134,470,000 | 130,831,000 |
| Interest-bearing deposits | 94,003,000 | 97,479,000 | 97,996,000 | 96,307,000 |
| Noninterest-bearing deposits | 34,798,000 | 35,697,000 | 36,474,000 | 34,524,000 |
| Equity capital | 26,466,000 | 26,506,000 | 26,655,000 | 26,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,955,000 | 6,040,000 | 9,262,000 | 12,378,000 |
| Interest expense | 576,000 | 1,208,000 | 1,890,000 | 2,532,000 |
| Net interest income | 2,379,000 | 4,832,000 | 7,372,000 | 9,846,000 |
| Noninterest income | 400,000 | 777,000 | 1,174,000 | 1,567,000 |
| Noninterest expense | 1,683,000 | 3,372,000 | 5,073,000 | 6,765,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 1,066,000 | 2,177,000 | 3,383,000 | 4,558,000 |
| Income tax | 0 | 5,000 | 7,000 | 10,000 |
| Net income | 1,066,000 | 2,172,000 | 3,376,000 | 4,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,251,000 | 26,265,000 | 26,377,000 | 26,403,000 |
| Total capital | 27,238,000 | 27,293,000 | 27,420,000 | 27,465,000 |
| Risk-weighted assets | 131,282,000 | 134,087,000 | 134,221,000 | 133,871,000 |