Call reports 2006
CLACKAMAS COUNTY BANK — 2006
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 156,188,000 | 160,029,000 | 157,476,000 | 155,005,000 |
| Total loans | 114,437,000 | 106,991,000 | 112,600,000 | 117,729,000 |
| Allowance for loan losses | 941,000 | 1,011,000 | 1,012,000 | 952,000 |
| Securities available for sale | 16,663,000 | 10,569,000 | 19,815,000 | 15,354,000 |
| Securities held to maturity | 4,798,000 | 4,953,000 | 4,786,000 | 4,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,617,000 | 133,209,000 | 130,320,000 | 127,965,000 |
| Interest-bearing deposits | 95,189,000 | 0 | 94,055,000 | 93,390,000 |
| Noninterest-bearing deposits | 34,428,000 | 133,209,000 | 36,265,000 | 34,575,000 |
| Equity capital | 26,330,000 | 26,424,000 | 26,654,000 | 26,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,723,000 | 5,571,000 | 8,536,000 | 11,535,000 |
| Interest expense | 413,000 | 924,000 | 1,483,000 | 2,061,000 |
| Net interest income | 2,310,000 | 4,647,000 | 7,053,000 | 9,474,000 |
| Noninterest income | 397,000 | 771,000 | 1,179,000 | 1,550,000 |
| Noninterest expense | 1,615,000 | 3,210,000 | 4,828,000 | 6,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,092,000 | 2,208,000 | 3,404,000 | 4,529,000 |
| Income tax | 16,000 | 21,000 | 23,000 | 25,000 |
| Net income | 1,076,000 | 2,187,000 | 3,381,000 | 4,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,276,000 | 26,341,000 | 26,450,000 | 26,363,000 |
| Total capital | 27,217,000 | 27,352,000 | 27,462,000 | 27,315,000 |
| Risk-weighted assets | 127,915,000 | 119,722,000 | 122,886,000 | 129,735,000 |