Call reports 2005
CLACKAMAS COUNTY BANK — 2005
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 164,233,000 | 165,446,000 | 162,683,000 | 160,045,000 |
| Total loans | 97,386,000 | 106,623,000 | 112,787,000 | 112,528,000 |
| Allowance for loan losses | 1,048,000 | 1,019,000 | 1,003,000 | 973,000 |
| Securities available for sale | 37,932,000 | 37,707,000 | 31,471,000 | 23,777,000 |
| Securities held to maturity | 6,573,000 | 5,338,000 | 5,338,000 | 5,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,092,000 | 140,923,000 | 137,765,000 | 134,296,000 |
| Interest-bearing deposits | 102,228,000 | 102,353,000 | 99,074,000 | 97,337,000 |
| Noninterest-bearing deposits | 37,864,000 | 38,570,000 | 38,691,000 | 36,959,000 |
| Equity capital | 23,924,000 | 24,137,000 | 24,438,000 | 25,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,838,000 | 7,515,000 | 10,261,000 |
| Interest expense | 307,000 | 627,000 | 979,000 | 1,350,000 |
| Net interest income | 2,051,000 | 4,211,000 | 6,536,000 | 8,911,000 |
| Noninterest income | 453,000 | 852,000 | 1,236,000 | 1,611,000 |
| Noninterest expense | 1,579,000 | 3,182,000 | 4,736,000 | 6,331,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 925,000 | 1,881,000 | 3,036,000 | 4,191,000 |
| Income tax | 0 | 3,000 | 5,000 | 7,000 |
| Net income | 925,000 | 1,878,000 | 3,031,000 | 4,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,131,000 | 24,201,000 | 24,568,000 | 25,450,000 |
| Total capital | 25,179,000 | 25,220,000 | 25,571,000 | 26,423,000 |
| Risk-weighted assets | 123,469,000 | 128,486,000 | 131,802,000 | 130,773,000 |