Call reports 2004
CLACKAMAS COUNTY BANK — 2004
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 157,311,000 | 157,825,000 | 160,918,000 | 161,499,000 |
| Total loans | 99,133,000 | 96,200,000 | 94,934,000 | 99,453,000 |
| Allowance for loan losses | 1,112,000 | 1,127,000 | 1,118,000 | 1,047,000 |
| Securities available for sale | 22,958,000 | 25,889,000 | 32,838,000 | 34,344,000 |
| Securities held to maturity | 7,145,000 | 6,180,000 | 6,028,000 | 5,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,189,000 | 133,954,000 | 136,241,000 | 137,442,000 |
| Interest-bearing deposits | 102,309,000 | 100,600,000 | 100,372,000 | 100,366,000 |
| Noninterest-bearing deposits | 30,880,000 | 33,354,000 | 35,869,000 | 37,076,000 |
| Equity capital | 23,924,000 | 23,537,000 | 23,553,000 | 23,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,496,000 | 6,786,000 | 9,083,000 |
| Interest expense | 330,000 | 651,000 | 974,000 | 1,288,000 |
| Net interest income | 1,963,000 | 3,845,000 | 5,812,000 | 7,795,000 |
| Noninterest income | 501,000 | 988,000 | 1,433,000 | 1,856,000 |
| Noninterest expense | 1,585,000 | 3,139,000 | 4,744,000 | 6,094,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 879,000 | 1,694,000 | 2,501,000 | 3,557,000 |
| Income tax | 0 | 1,000 | 6,000 | 9,000 |
| Net income | 879,000 | 1,693,000 | 2,495,000 | 3,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,500,000 | 23,435,000 | 23,420,000 | 23,654,000 |
| Total capital | 24,612,000 | 24,562,000 | 24,538,000 | 24,701,000 |
| Risk-weighted assets | 119,532,000 | 122,361,000 | 122,029,000 | 124,218,000 |