Call reports 2003
CLACKAMAS COUNTY BANK — 2003
What CLACKAMAS COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 146,643,000 | 154,051,000 | 157,409,000 | 155,823,000 |
| Total loans | 109,838,000 | 107,469,000 | 105,187,000 | 101,144,000 |
| Allowance for loan losses | 1,179,000 | 1,207,000 | 1,226,000 | 1,115,000 |
| Securities available for sale | 16,385,000 | 16,608,000 | 20,071,000 | 21,352,000 |
| Securities held to maturity | 7,630,000 | 8,090,000 | 7,345,000 | 7,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,531,000 | 130,928,000 | 133,649,000 | 131,937,000 |
| Interest-bearing deposits | 94,478,000 | 100,725,000 | 102,231,000 | 100,065,000 |
| Noninterest-bearing deposits | 30,053,000 | 30,203,000 | 31,418,000 | 31,872,000 |
| Equity capital | 21,740,000 | 22,770,000 | 23,273,000 | 23,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 5,025,000 | 7,523,000 | 9,959,000 |
| Interest expense | 361,000 | 733,000 | 1,089,000 | 1,430,000 |
| Net interest income | 2,140,000 | 4,292,000 | 6,434,000 | 8,529,000 |
| Noninterest income | 542,000 | 1,077,000 | 1,592,000 | 2,082,000 |
| Noninterest expense | 1,546,000 | 3,146,000 | 4,678,000 | 6,290,000 |
| Provision for loan losses | 65,000 | 100,000 | 155,000 | 175,000 |
| Pretax income | 1,071,000 | 2,123,000 | 3,193,000 | 4,146,000 |
| Income tax | 477,000 | 477,000 | 486,000 | 498,000 |
| Net income | 594,000 | 1,646,000 | 2,707,000 | 3,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,193,000 | 22,245,000 | 22,805,000 | 23,111,000 |
| Total capital | 22,372,000 | 23,452,000 | 24,031,000 | 24,226,000 |
| Risk-weighted assets | 119,757,000 | 121,513,000 | 122,013,000 | 121,337,000 |